5th International Microinsurance Conference 2009

Agenda - 3-5 November 2009 - Dakar, Senegal - Le Méridien President

Read available biographies by clicking on the speaker's name.

Day 1 3 November 2009   Download PDF - Presentations Download PDF - Papers
08.00 Registration                   
09.00–12.30 Pre conference
Open space for meetings and networking
09.00–12.30 Joint Microinsurance Network/IAIS policy seminar for regulators
(Invitation only)
Download PDF - Agenda (96 KB)
> English 
> French
Wiedmayer-Pfister (600 KB) 
09.00–12.30 Meetings of the Microinsurance Network working groups
(Members of the working groups only)
09.00-12.30 Performance indicators workshop
(Invitation only – Workshop language: French)
12.30 Lunch break                
14.00 Opening of the conference Welcome address
Craig Churchill, Chairman, Microinsurance Network, Switzerland
Thomas Loster, Chairman, Munich Re Foundation, Germany 
Keynote speech
Charles Dan, Regional Director Africa, ILO, Ethiopia
Inaugural address
Néné Dieng, Ministry of Economy and Finance, Senegal
15.30 Coffee break                        
16.00 Plenary 1
Round table: Challenges of microinsurance in Africa
Michal Matul, ILO, Switzerland
Yoseph Aseffa, ILO, Ethiopia
The landscape of microinsurance in
Africa – Key findings
Jean-Claude Ngbwa, Secretary General, CIMA, Gabon
Prisca Soares, Secretary General, AIO, Cameron
Protais Ayangma Amang, Président, FANAF, Cameroon
Olivier Louis dit Guerin, ILO, Senegal
Facilitator: Craig Thorburn, Senior Financial Sector Analyst, World Bank, USA
Presentation Matul (3 MB)
Presentation Aseffa (3 MB)
18.30 Meet and greet reception                    


Day 2
4 November 2009 Speakers Download PDF - Presentations Download PDF - Papers
08.30 Plenary 2
Linking microinsurance to national health insurance
Marcia Metcalfe, Freedom from Hunger, USA
Cleofe Montemayor-Figuracion, CARD-MRI, Philippines
Extending healthcare coverage to the poor through private/public linkages: Lessons learned from CARD Bank, Philippines  
Francis Asenso-Boadi, National Health Insurance Authority (NHIA), Ghana
The interplay between district wide
health insurance schemes and national health insurance policies in Ghana
Facilitator: Christine Bockstal, ILO, Senegal
Presentation Metcalfe (1,6 MB)
Presentation Asenso-Boadi (1,6 MB)

10.30 Coffee break        
11.00 Parallel sessions                     
Session 1 Introduction to microinsurance Marc Nabeth, CGSI-Consulting, France
Michael J. McCord, MicroInsurance Centre, USA
Dipankar Mahalonobis, MicroEnsure, Uganda   
Presentation Nabeth (1,4 MB)
Presentation McCord (1,6 MB)
Presentation Mahalanobis (180 KB)  
Session 2 Health
Health mutals
Maxime Prud’Homme, SOCODEVI, Canada
The experience of the Mutuelle de
santé régionale de Sikasso in Mali

Sophy Fall, Caritas Mauritanie, Mauretanie
Dar-Naïm community mutual,
Nouakchott, Mauritania

Aparna Dalal, Financial Access Initiative, USA
Using health insurance to improve
quality of care

Facilitator: Graziella Ghesquière,  Louvain Cooperation au Developpement, Belgium
Presentation Prud'Homme (460 KB) 
Presentation Dalal (190 KB)  
Session 3 Academic track
Impact of microinsurance
Ralf Radermacher, Microinsurance Academy, India
What do we know about the impact of microinsurance?
Syed Abdul Hamid, University of Dhaka, Bangladesh
Can health microinsurance reduce poverty? Evidence from Bangladesh
Munenobu Ikegami, International Livestock Research Insitute, Kenya
Dynamic effects of index-based livestock insurance on household intertemporal
behaviour and welfare

Facilitator: Kim B. Staking, Colorado State University, USA
Presentation Radermacher (63 KB)  
Presentation Hamid (150 KB)   
Presentation Ikegami (394 KB)  
Paper Radermacher (208 KB)  
Paper Hamid (164 KB) 
Paper Ikegami (524 KB)
12.30 Lunch break          


Day 2
4 November 2009 Speakers Download PDF - Presentations Download PDF - Papers
14.30 Parallel sessions        
Session 4 The African experience
Roundtable: Challenges and opportunities for the development of microinsurance in Senegal
Adolphe Ouedraogo, CIMA, Gabon
Patrick Kodjo, BCEAO, Senegal
Aîda Djigo Wane, AMSA, Senegal
Facilitator: Fatou Assah, Worldbank, Nigeria
Presentation Ouedraogo (390 KB)
Presentation Wane (260 KB)
Session 5 Health 
Financing mechanisms for health
Dramane Batchabi, ILO, Benin
Solidarity between workers in the
informal economy and workers in SMEs with a view to providing access to a health insurance product
Pascale Le Roy, Consultant, France
Third-party payment mechanisms in
 health microinsurance in developing countries: Lessons learned on design
and management
Abou Diagne, TransVie, Senegal
Promoting cost-sharing between workers and employers
Saïbou Seynou, Ministère du Travail et de la sécurité sociale, Burkina Faso 
Experience with financing mechanisms
for health

Facilitator: Caroline Phily, ILO, Switzerland
Presentation Batchabi (380 KB)    
Presentation Le Roy (160 KB)
Presentation Diagne (290 KB)
Presentation Seynou (440 KB)    
Session 6 Academic track
Demand for microinsurance
Susan Steiner, University of Manchester, UK
More than just credit: Household demand for (micro)financial services in rural Ghana
Christiane Ströh,  Free University of Berlin, Germany
Remittances, bancarisation and the demand for formal and semi-formal insurance schemes
Kelly Bidwell, Innovations for Poverty Action, Ghana
Addressing agricultural risks: Review of ongoing microinsurance field experiments
Facilitator: Ralf Radermacher, Microinsurance Academy, India
Presentation Steiner (670 KB)       
Presentation Ströh (570 KB)
Presentation Bildwell (290 KB)
Paper Steiner (332 KB)  
Paper Ströh (422 KB)  
Paper Bidwell (198 KB)  
16.00 Coffee break       
16.30  Plenary 3
Linking microfinance with Microinsurance
How can microfinance be a driver for microinsurance?
Craig Churchill, ILO, Switzerland
Dos and don’ts: Microinsurance recommendations for microfinance institutions
Arman Oza,  Quadrant Consultants Pvt. Ltd., India
Converging microfinance and microinsurance: Possibilities, issues and challenges 
Anna Gincherman, Women's World Banking, USA 
How to enhance service for the clients: Experience from WWB
Facilitator: Dipankar Mahalanobis, MicroEnsure, Uganda
Presentation Churchill (650 KB)       
Presentation Oza (110 KB)    
Presentation Gincherman (350 KB)   
18.30 Dinner reception        


Day 3
5 November 2009 Speakers Download PDF - Presentations Download PDF - Papers
08.30 Plenary 4
Academic track
What we know and what we need to know about microinsurance
Kelly Bidwell, 
Innovations for Poverty Action, Ghana
Jeremy Leach, Hollard Insurance, South Africa
Arup Chatterjee, IAIS, Switzerland
Facilitator: Richard Phillips, Georgia State University, USA
Presentation Bidwell & Phillips (1,1 MB) 
10.30 Coffee break           
11.00 Parallel sessions        
Session 7 The African experience
How to reach the low income market
Janice Angove, Quindiem Consulting, South Africa
Experiences of traditional insurers in the microinsurance market in Southern and Eastern Africa
Charles Mutua Wambua, Swedish Cooperative Centre, Kenya
Marketing microinsurance products: Challenges and solutions
Oumar Savadogo, Confédération des Institutions Financières de l’Afrique de l’Ouest, Burkina Faso
What risk-management needs do the customers of MFIs have and how can they best be met?  
Facilitator: Jeremy Leach, Hollard Insurance, South Africa
Presentation Angove (233 KB)  
Presentation Mutua Wambua (348 KB)   
Presentation Savadogo (600 KB)  
Session 8  Health
Management issues
Denis Garand, Consultant, Denis Garand and Associate, Canada
Pricing health microinsurance
Peter Wrede, Microinsurance Specialist, AKAM, Switzerland
The importance of renewal, and the benefit of customer loyalty
Wei Zheng, Associate Professor, Peking University, China
Efficiency assessment of China’s
NRCMS and its implications for  microinsurance in developing countries

Facilitator: Gabriele Ramm, Consultant to GTZ, Germany
Presentation Garand (76 KB)  
Presentation Wrede (504 KB)
Presentation Zheng (68 KB) 
Paper Zheng (208 KB) 
Session 9 Linking Microfinance and Microinsurance
Operational lessons and experiences
Sameer Kwatra, ICICI Prudential Life Insurance Co., India
Value Creation through bundling microinsurance with microfinance: Creating a Long Term Impact 
Tewabe Aysheshim, Amhara Credit and Saving Institution (ACSI), Ethiopia
ACSI's move towards providing microinsurance services to the poor: Exploring opportunities and current challenges 
Facilitator: Brigitte Klein, GTZ, Germany
Presentation Kwatra (610 KB)
Presentation Aysheshim (740 KB)  
12.30 Lunch break        


Day 3
5 November 2009 Speakers Download PDF - Presentations Download PDF - Papers
14.30 Parallel sessions        
Session 10 Linking microfinance with microinsurance
Weather and agricultural microinsurance
Amadou Ndiouga Ndiaye, CNAAS, Senegal
Developing agricultural microinsurance
in Senegal: Challenges and possible solutions
Milana von Ruffin, University of California, Berkley, USA
Effect of weather insurance in
developing countries'  rural areas – Lessons for successful microinsurance models
Michiel Berende, Berende Consulting, The Netherlands 
How microfinance could improve index crop insurance
Facilitator: Thomas Loster, Munich Re Foundation, Germany
Presentation Ndiaye (446 KB)  
Presentation von Ruffin (288 KB)    
Presentation Berende (850 KB)
Session 11 Academic track
Production and contract design
Martin Eling, Ulm University, Germany
The performance of microinsurance programs: A frontier efficiency analysis
John E. Murray, University of Toledo, USA
Asymmetric information and countermeasures in early
20thC United States microinsurance
Kim B. Staking, Colorado State University, USA
Insurance theory and challenges facing the development of microinsurance markets    
Facilitator: Richard Phillips, Georgia State University, USA
Presentation Eling (400 KB)    
Presentation Murray (300 KB)   
Presentation Staking (547 KB) 
Paper Eling (337 KB)  
Paper Murray (166 KB)
Paper Staking (560 KB)
Session 12 Linking microfinance with microinsurance
Roundtable on institutional innovations
Richard Leftley, MicroEnsure, UK
Jose Luis Contreras, Aon Bolivia S.A., Bolivia
Alex Bernhardt, Guy Carpenter & Company, USA
Mathieu Dubreuil, PlaNet Guarantee, France
Facilitator: Michael J. McCord, MicroInsurance Centre, USA
Paper Contreras (130 KB) 
16.00 Coffee break        
16.30 Plenary 5
Emerging issues and the way ahead
Cheryl Scott, Bill & Melinda Gates Foundation, USA
Recommendations to advance health financing
Doubell Chamberlain,  Cenfri, South Africa
New frontiers in distribution: what can
we learn from successes and failures?

Thomas Loster, Munich Re Foundation, Germany
The role of microinsurance facing
climate change

Alexia Latortue, CGAP, France
Putting client protection at the heart of microinsurance
Facilitator: Rodolfo Wehrhahn, World Bank, USA
Presentation Chamberlain (650 KB)  
Presentation Loster (1,7 MB)
18.30 Closing of the conference        


Day 4       6 November 2009 Download PDF - Presentations Download PDF - Papers
08.30   Meeting of the Microinsurance Network Executive Committee
and Working Group Facilitators
(Members only)
10.30    Coffee break         
11.00 - 18.30 Microinsurance Network
General Assembly

(Members only)


Day 5       7 November 2009
09.00 -
Meeting of the Microinsurance Network Executive Committee
(Members only)





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5th International Microinsurance Conference 2009

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